How Automatic Settlement Works
End-to-end payment lifecycle from customer wallet to local bank transfer.
USDC Customer Pay
Customer completes checkout using USDC on Stellar network.
BettaPay Smart Route
BettaPay automatically calculates rate & routes to best local anchor.
SEP-24 Anchor Swap
Licensed anchor accepts USDC and converts to local fiat.
Bank Account Payout
Local currency deposited directly into merchant's bank account.
Supported Fiat Anchors & Corridors
All anchors operate under full compliance with local regulatory frameworks and SEP-24 specifications.
Supported Digital Assets
Multi-asset trustline compatibility for seamless conversion.
USDC
USD Coin
Stablecoin (Circle)
XLM
Stellar Lumens
Native Utility Asset
Custom Assets
Stellar Tokens
Any SEP-24 Trustline Token
Why BettaPay Fiat Settlements?
Enterprise-ready settlement engine designed for modern merchants.
100% Non-Custodial
You maintain full control of your private keys until conversion executes directly on-chain.
Instant Execution
Automated settlement pipelines process cross-border payouts in under 2 minutes.
Transparent Low Fees
Zero hidden FX markups. Clear 0.5% flat settlement rate with live market prices.
No Middlemen
Direct bank payouts eliminating correspondent banking delays and wire transfer hold-ups.
KYC / AML Regulatory Compliance
All fiat conversions and bank deposits comply strictly with local Central Bank regulations, Financial Action Task Force (FATF) travel rule standards, and jurisdiction-specific Know Your Customer mandates.